Fractional CFO for Medical Groups

Financial clarity
for practices that have
outgrown their CPA.

We work with multi-location medical groups in California as a dedicated fractional CFO — bringing the forward-looking financial strategy most growing practices have never had.

Schedule a Consultation See How We Work
90
Days to a complete financial picture of your practice
3+
Locations — the stage where financial strategy becomes critical
CA
Focused exclusively on California physician-owned groups
CFO
Senior-level financial leadership without the full-time cost

"Most practices know what they collected last month. Very few know what hits the bank in 60 days."

Who We Serve

Built for multi-location physician-owned groups.

You have a CPA for taxes and a billing company for claims. What most growing practices are missing is dedicated financial strategy — the forecasting, modeling, and analysis that informs real decisions about cash, growth, and profitability.

3+ Locations Scaling beyond a single site
$5M – $25M Annual Revenue Too complex for a generalist, not yet ready for a full-time CFO
California Based Physician-owned independent or group practice
Growth on the Horizon Expansion, new providers, acquisitions, or capital decisions ahead
We are not your
✕
Bookkeeper
✕
Tax preparer or CPA
✕
Billing company or RCM vendor
✕
General business consultant
We are your
✓
Forward-looking financial strategist
✓
Reimbursement cash flow modeler
✓
Location-level profitability analyst
✓
Expansion capital planner
✓
Executive financial reporting partner
How We Work

A structured approach.
Tailored to your practice.

Every engagement begins with a deep diagnostic of your practice's financial position. From there, we build the models, reporting, and ongoing strategy your practice needs to make informed decisions with confidence.

Phase One
Financial Diagnostic
A focused deep-dive into your practice finances
  • Margin analysis by location and provider
  • Reimbursement & AR review with collection lag assessment
  • Cash flow modeling and forward-looking forecast
  • Expansion feasibility review (where applicable)
  • Financial opportunity assessment with prioritized areas of focus
  • Executive summary and recommended next steps
Phase Two
Ongoing CFO Partnership
Dedicated financial leadership on a retainer basis
  • Monthly KPI dashboard & financial reporting
  • Rolling cash flow forecast and monitoring
  • Payer mix & reimbursement tracking
  • Location-level P&L with benchmark context
  • Quarterly strategic priorities review
  • Capital, debt & expansion planning support
What We Analyze

The areas that shape your practice's financial health.

Revenue Cycle Health
We assess denial rates, collection lag, write-off patterns, and AR aging to give you a clear picture of what's being collected and what isn't.
Payer Mix & Reimbursement
Understanding how your payer mix affects actual cash flow — and where reimbursement rates may not reflect the work being done.
Location-Level Profitability
Individual site P&Ls that show you exactly which locations are performing, which need attention, and why.
Overhead & Staffing
Payroll ratios, staffing structure, and overhead benchmarked against comparable practices to provide meaningful context.
Expansion Readiness
Capital requirements, cash flow timing, and financial modeling to inform decisions about growth before commitments are made.
Cash Flow Forecasting
Forward-looking models that account for reimbursement timing, payroll cycles, and seasonal patterns — so you're never caught off guard.
Why It Matters

The gap between revenue and clarity is where most practices struggle.

Growing medical groups often have strong revenue but limited visibility into what's actually driving — or limiting — their financial performance. Without location-level data, cash flow forecasting, and reimbursement modeling, decisions about expansion, staffing, and capital are made without a full financial picture.

That's the gap we fill. Not as a bookkeeper or a billing company — as a financial partner who understands how medical groups actually operate.

What We Focus On
Cash Flow Visibility 30–90 days forward
AR & Collections By payer & location
Profitability Analysis Site by site
Expansion Planning Before you commit
Engagement model Tailored to fit
Javied Ahmadi, Founder of Atlas Healthcare Financial
M.S. Finance
JP Morgan Alumni
6 Business Degrees
About

Built by someone who understands both sides of the table.

I spent years at JP Morgan working with high-net-worth clients and business owners as a private banker and business specialist. What I kept seeing was the same gap — accomplished people making critical financial decisions without the right information in front of them.

Medical professionals have it worse than most. You've dedicated your career to taking care of people. The last thing you should be losing sleep over is cash flow, reimbursement lag, or whether you can afford your next location.

I founded Atlas Healthcare Financial so that the physicians and practice owners who spend their days making people feel better can have the same quality of financial strategy that large health systems take for granted — without needing a full-time CFO to get it.

You focus on your patients. We'll handle the numbers.

Javied Ahmadi Founder, Atlas Healthcare Financial
Get Started

Let's talk about your practice.

Schedule a complimentary 30-minute consultation. We'll learn about your practice, discuss your financial priorities, and determine whether there's a fit.

Schedule a Consultation Or reach us directly: [email protected]